Clear Thinking. Smart Moves. No Gimmicks.
You didn't build your wealth by accident - so why would you hand it off to a cookie-cutter strategy? I combine real human judgment with an institutional wealth platform to grow what you've earned, manage risk with intention, and keep more of your money out of Uncle Sam's hands.
Principles First. Products Second.
Every investment decision we make together starts with a set of beliefs we hold deeply - not whatever's trending on financial Twitter, not last quarter's hot fund, and definitely not guesswork. Here's what guides us:
Protect what you have first.
Before we chase growth, we make sure your portfolio can take a punch. A well-diversified portfolio is your armor during rough markets - it keeps you from making panic decisions when things get bumpy.
Fancy only counts if it actually helps.
I only use complex strategies when they solve a real problem for you - like reducing risk from too much company stock, managing cash around a business sale, or passing assets to the next generation. If it doesn't serve a clear purpose, I skip it.
Taxes are a drag on your returns. We take that seriously.
When future returns might be more modest, the gap between what you earn and what you keep really matters. Here's a simple example: if your investments return 5% before taxes but smart tax management bumps that to 7% after taxes, over time that difference adds up to 34% more money in your pocket. That's not a rounding error.
True diversification takes guts.
I don't just pile into whatever worked last year. The "buy big tech and forget it" approach had a great run, but I know markets rotate. I spread across different asset types, dig deeper within each one, and stay ready to shift when real opportunities show up.
You get a real person making real decisions.
Technology handles the number crunching and execution. I handle the thinking, the listening, and the big-picture strategy. The institutional platform makes me faster and sharper - but it doesn't replace the human judgment that matters most.
Your Money, Your Plan.
We don't start with a model portfolio and squeeze you into it. Every plan begins with your life - where you are today and where you want to go. Here's how we build it, step by step:
Getting to Know Your Full Picture
Before we invest a single dollar, we sit down and map out everything - your income, what you need access to, business interests, real estate, estate plans, concentrated stock positions, and your tax situation. For families with $5M-$20M, this context shapes every decision we make together.
Building Your Investment Mix
We put together a core allocation across multiple asset types that don't all move in the same direction - not just stocks and bonds. The goal is genuine diversification that actually reduces risk, not just a longer list of holdings.
Tailoring It to You
Your portfolio should reflect how you actually feel about risk, not just what a questionnaire says. We calibrate everything to your cash needs, your timelines for different goals, and honestly, how well you sleep at night during a market drop. The best portfolio on paper is useless if you bail out during a correction.
Staying On Top of It Together
Your portfolio is watched by a dedicated team - real people, not just algorithms. We rebalance regularly, make tactical moves when the market calls for it, and adjust things as your life changes. Because your life doesn't stay static, and neither should your investments.
The Building Blocks We Use
Public Equities
U.S. large-cap, mid-cap, small-cap, and international stocks, with thoughtful sector allocation based on what's happening in the broader economy. When things get rocky, we may lean into steadier sectors like healthcare and consumer staples to smooth the ride.
Fixed Income
Municipal bonds when the tax math makes sense for you; U.S. Treasuries over corporate bonds when credit spreads are too tight to justify the extra risk; and TIPS bonds to help protect against inflation eating away at your purchasing power.
Alternative Investments
Private credit, private real estate, infrastructure, and private equity/venture capital through Farther's carefully vetted network. We prefer specialized, focused managers over the giant one-size-fits-all funds.
Cash & Liquidity Reserves
We keep enough on the sidelines so you're never forced to sell investments at the worst possible time.
Beyond Stocks and Bonds - But Only When It Makes Sense.
For families with $5M or more, alternatives can be a really valuable part of the mix - but I'm not going to add them just to look impressive. I only go there when a specific strategy solves a specific need: returns that don't move with stocks, protection against inflation, steady income, or reducing overall risk.
OUR APPROACH
Private Credit
I steer away from the biggest names in private credit and lean toward niche managers who are more selective. After several years of strong returns, some cracks are starting to show among certain issuers, and I want to be on the right side of that.
Private Real Estate
Same philosophy here - I use specialized managers who know their markets inside and out, not giant mega-funds trying to be everything to everyone.
Infrastructure
I like infrastructure for what it is: real assets with returns that tend to keep pace with inflation. It's a solid, steady piece of the puzzle.
Private Equity & Venture Capital
I favor managers who buy through the secondary market, which often means better entry prices and a shorter wait to get your money back.
Alternative investments involve additional risks including illiquidity, lack of transparency, and limited regulatory oversight. They are not appropriate for all investors. We evaluate suitability based on your overall financial picture, liquidity needs, and investment time horizon before making any allocation recommendation.
What You Keep Matters More Than What You Earn.
If you're in a high tax bracket, the difference between gross and net returns is the difference between your wealth growing or just treading water. That's why we build tax awareness into every single investment decision from day one - it's not something we bolt on at the end.
Active Tax-Loss Harvesting
Here's the idea: when a holding drops in value, we sell it and replace it with something very similar. You keep essentially the same portfolio exposure, but now you've banked a tax loss that offsets gains elsewhere. Studies show this can add 1-2% per year to your after-tax returns. The platform spots these opportunities automatically, and I confirm each one makes sense in the context of your bigger plan.
Putting the Right Assets in the Right Accounts
If you have both taxable and tax-deferred accounts, where you hold each investment matters just as much as what you hold:
- Taxable accounts: Tax-friendly investments like stocks and municipal bonds that generate minimal taxable income
- Tax-deferred accounts (IRAs, 401(k)s): Tax-heavy investments like high-yield bonds, private credit, and other things that throw off ordinary income
Technology That Watches the Tax Details
Every strategy on the platform benefits from built-in tax intelligence. The system monitors your portfolio around the clock for harvesting opportunities, wash-sale rules, and whether your accounts have drifted from their ideal tax setup - so I can act quickly and precisely in ways that just aren't possible doing it all by hand.
Farther's tax alpha methodology is calculated using standardized assumptions including specific short-term (40.8%) and long-term (23.8%) tax rates. Individual results will vary based on your personal tax situation. Farther does not provide tax or legal advice; please consult your tax and legal professionals for guidance on these matters.
We Do the Thinking. Our Platform Does the Heavy Lifting.
Most places make you choose: get a real advisor or get great technology. With me, you get both. The Intelligent Wealth Platform was built from scratch - not patched onto some outdated system - to make me better at what I do, not to replace me.
WHAT THE PLATFORM DOES
- Builds detailed financial roadmaps based on your goals and what matters to you
- Watches your portfolio 24/7 for tax-loss harvesting chances, rebalancing triggers, and anything that looks off
- Turns mountains of portfolio data into clear, actionable insights so we can execute smarter and faster
- Makes advanced portfolio customization possible in ways that would be a nightmare to do manually
WHAT OUR TEAM DOES
- Listens to the stuff no algorithm can pick up - your family dynamics, your gut feelings about risk, what "enough" actually means to you
- Makes the strategic calls about when to act and when to sit tight
- Works hand-in-hand with your CPA, estate attorney, and other advisors
- Sits on your side of the table as your fiduciary advocate for every financial decision
The bottom line? Technology handles the daily monitoring and analytical grunt work, which frees our team to focus on what actually makes the biggest difference: the strategic conversations, the relationship, and the deeply personal work of managing your wealth well.
What I'm Watching in 2026.
Markets never stand still, and neither does my thinking. The best strategy looks ahead instead of just reacting. Here's what's on my radar heading into the rest of 2026:
Buckle up for some turbulence.
The second year of a presidential cycle has historically been the roughest for stocks, with sell-offs averaging close to 20%. I see potential dips as buying opportunities, not reasons to hit the panic button.
AI hype will separate winners from losers.
Not every company throwing money at AI is going to win. I think the market is getting pickier, and I want to own the companies that are actually building something real with AI - not just talking about it.
There are deals overseas.
Foreign stocks are still cheaper than their U.S. counterparts. I see real opportunity in Japan and South Korea, where corporate governance reforms and share buyback programs could create nice tailwinds for patient investors.
Expect more modest returns ahead.
After three strong years, valuations are stretched and Treasury yields sit around 4%. That means smart tax planning and real diversification matter even more than usual going forward.
This commentary reflects my views as of March 2026 and is subject to change. It is provided for informational purposes only and does not constitute investment advice or a recommendation to buy, sell, or hold any security. Past performance is not indicative of future results.
Let's Build a Plan That Actually Fits Your Life.
The best time to get your investment strategy right is before the market makes the decision for you. If you're wondering whether your current portfolio is set up for where you're going - not just where you've been - I'd love to have that conversation.
Advisory services are provided by Farther Finance Advisors LLC, an SEC-registered investment adviser. Investing in securities involves risk, including the potential loss of principal. Before investing, consider your investment objectives, as well as Farther Finance Advisors LLC's fees and expenses. Farther Finance Advisors LLC does not provide tax or legal advice; please consult your tax and legal professionals for guidance on these matters. Alternative investments involve additional risks including illiquidity, limited transparency, and limited regulatory oversight and are not suitable for all investors. For more details, see our disclosures in Form ADV Part 2. Past performance is not indicative of future results. The information presented on this page is for informational purposes only and does not constitute a recommendation or solicitation. Terms of Use | Privacy Policy | Form CRS