HOW WE HELP
Here's What We Do Together
You've got a busy career and a complicated financial picture. I'm here to help you make sense of all of it, one conversation at a time.
Real Help for Real Financial Questions
From “how do I handle these stock options?” to “how do I plan for my family's future?” We sit on the same side of the table and work through it with you.
Making Sense of Your RSUs, Stock Options & Company Stock
Got RSUs vesting, stock options you're not sure when to exercise, or a deferred comp plan you barely understand? We map out your full vesting schedule, model the real after-tax numbers, and help you decide what to sell, hold, or diversify. No more guessing.
A Portfolio That Actually Works for Your Situation
We build globally diversified portfolios, harvest tax losses daily, and make sure the right investments are in the right accounts. If you have old 401(k)s or IRAs scattered around, we'll help you bring it all together through Farther's platform.
How to Keep More of What You Earn
When you're in the 35-50%+ tax bracket, every move matters. We run multi-year projections, max out your mega backdoor Roth and backdoor Roth IRA, optimize your HSA, set up smart charitable giving strategies, and coordinate with your CPA so nothing falls through the cracks.
Will I Actually Have Enough? (Let's Find Out Together)
Pension vs. lump sum? When to take Social Security? How to cover healthcare before Medicare kicks in? I work through all of it with you: account sequencing, RMD planning, income flooring, so you can retire with confidence, not anxiety.
Keeping What You've Worked So Hard to Build
You didn't build this just to lose it. We help you take advantage of Arizona's retirement account protections, set up the right entity structures, review your umbrella insurance, and coordinate everything with your estate plan and family situation.
Making Sure Your Family Is Taken Care Of
Nobody likes thinking about this stuff, but it matters. We'll help you get your beneficiary designations right, review your wills, trusts, and powers of attorney, plan for estate taxes, and make sure your wishes, including charitable goals, are clearly set up.
New Job, Big Move, Marriage, or Windfall? We've Got You.
Life doesn't wait for a convenient time. Whether you're changing jobs with unvested equity, moving from California to Arizona, dealing with a sudden income spike, or navigating a divorce, we'll help you make smart decisions when the stakes are high.
Hear It From People Like You
“I didn't think I needed a financial advisor at 31, but Jay showed me how to maximize my mega backdoor Roth and coordinate my equity grants. I'll have $200K more by the time I'm 45 just from these moves.”
Intel Early Career Engineer
Equity & tax optimization
“When I was invited into Apple's Deferred Compensation Plan, I had no idea what to do. Jay modeled 3 completely different scenarios in 48 hours so I could make an informed decision.”
Apple Senior Manager
Executive compensation
“The pension-vs.-lump-sum decision was keeping me up at night. Jay did a full break-even analysis and helped me understand the real implications of each choice.”
RTX Senior Systems Engineer
Pension strategy